The latest consumer confidence survey by InformCT found that 80 percent of state residents believe that overall business conditions in Connecticut will get better or stay the same over the next six months; however, few say they will refinance their home or purchase a new one in the next six months.

Last year at this time 72 percent of residents felt the same way.

The online survey of 505 Connecticut residents was conducted at the end of November after the election and released last week.

The survey has a 4 percent margin or error and was conducted by researchers from the Connecticut Economic Resource Center Inc.

The survey also found that Connecticut residents are anticipating that their personal financial circumstances will improve over the next six months, which is the highest its been over the past four years the survey was conducted.

The percentage of state residents who feel the Connecticut economy is improving has increased from 20 percent to 28 percent during the past year. However, 41 percent of respondents still disagreed with the statement that Connecticut’s economy is improving.

As far as planned spending over the next six months, 35 percent say they will make a major consumer expenditure, and 58 percent say that it’s unlikely.

Only 24 percent indicated they are likely to purchase a car and only 16 percent say they will refinance their home or purchase a new one.

The percentage of residents who believe jobs are either very hard to get or that there are some jobs but not enough now stands at 80 percent. One-quarter of those surveyed say jobs are very hard to get in Connecticut.

Recent information from the Connecticut Labor Department shows that unemployment is at 4 percent and that Connecticut is about 7,800 jobs away from recovering all the jobs lost during the Great Recession of 2008.

Fifty-nine percent of residents are “concerned about being able to afford health insurance, while only 18 percent are not. The percentage of residents who are not concerned is the smallest in more than two years.

More than half of Connecticut residents or 52 percent don’t believe they “will have enough money to retire comfortably,” compared with less than one-quarter or 21 percent who do.

And attitudes about living in Connecticut have reached their lowest level in four years with only 13 percent agreeing that “Connecticut is a good place to live and raise a family.” Only 29 percent of survey respondents agreed with the statement.