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CFPB Proposes Alternative to DTI Limits in QM Lending Standards

CFPB Proposes Alternative to DTI Limits in QM Lending Standards

by Diane McLaughlin | Jun 23, 2020 | Banking & Lending, CR Daily, Industry News

The Consumer Financial Protection Bureau says it wants to eliminate the debt-to-income test from its qualified mortgage lending rules.

Freddie Mac Reports Significant Portfolio Growth In August

by The Commercial Record | Sep 27, 2017 | CR Daily, Executive Briefing, Industry News, Residential Real Estate

A report released yesterday by Freddie Mac reported good news across the board in August for the GSE’s balance sheet.

Freddie Mac Predicts Continued Growth In 2018 Outlook

by The Commercial Record | Sep 25, 2017 | CR Daily, Executive Briefing, Industry News, Residential Real Estate

Freddie Mac is projecting smooth sailing for the U.S. real estate economy, according to its 2018 Economic Research Outlook released last week.

Freddie Mac To Phase Out 1 Percent Down Loan Options

by The Commercial Record | Jul 31, 2017 | CR Daily, Executive Briefing, Industry News, Residential Real Estate

The Federal Home Loan Mortgage Co. (Freddie Mac) last week announced it will no longer accept borrower down payments of less than 3 percent for mortgages that close on and after Nov. 1, 2017 – with a few exceptions.

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